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<channel>
	<title>Credit Watchers</title>
	<link>http://creditwatchers.info</link>
	<description>Protect your credit from Identity Theft.</description>
	<pubDate>Mon, 08 Sep 2008 06:50:54 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.3.3</generator>
	<language>en</language>
			<item>
		<title>Identity Theft Victim finds Life is now Tough</title>
		<link>http://creditwatchers.info/2008/09/08/identity-theft-victim-finds-life-is-now-tough/</link>
		<comments>http://creditwatchers.info/2008/09/08/identity-theft-victim-finds-life-is-now-tough/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:54 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/identity-theft-victim-finds-life-is-now-tough/</guid>
		<description><![CDATA[This is the second in a series of articles which will increase your awareness about  Identity Theft.
According to studies, there were around 10 million American victims of identity theft in the year 2&#8230;
]]></description>
			<content:encoded><![CDATA[<p>This is the second in a series of articles which will increase your awareness about  Identity Theft.<br />
According to studies, there were around 10 million American victims of identity theft in the year 2&#8230;</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/identity-theft-victim-finds-life-is-now-tough/feed/</wfw:commentRss>
		</item>
		<item>
		<title>8 Million Hotel Guests Face Risk of Identity Theft</title>
		<link>http://creditwatchers.info/2008/09/08/8-million-hotel-guests-face-risk-of-identity-theft/</link>
		<comments>http://creditwatchers.info/2008/09/08/8-million-hotel-guests-face-risk-of-identity-theft/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:54 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/8-million-hotel-guests-face-risk-of-identity-theft/</guid>
		<description><![CDATA[This is the first in a series of articles which will increase your awareness about  Identity Theft.
In August 2008, up to 8 million people were thought to be at risk for some degree of Identity Theft,&#8230;
]]></description>
			<content:encoded><![CDATA[<p>This is the first in a series of articles which will increase your awareness about  Identity Theft.<br />
In August 2008, up to 8 million people were thought to be at risk for some degree of Identity Theft,&#8230;</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/8-million-hotel-guests-face-risk-of-identity-theft/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How to Prevent Identity Theft - Say No to Thives</title>
		<link>http://creditwatchers.info/2008/09/08/how-to-prevent-identity-theft-say-no-to-thives/</link>
		<comments>http://creditwatchers.info/2008/09/08/how-to-prevent-identity-theft-say-no-to-thives/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:54 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/how-to-prevent-identity-theft-say-no-to-thives/</guid>
		<description><![CDATA[Do you know that identity theft is one of the fastest growing crimes in America? Indeed, thieves nowadays are getting more and more sophisticated when it comes to their modus operandi. It seems th&#8230;
]]></description>
			<content:encoded><![CDATA[<p>Do you know that identity theft is one of the fastest growing crimes in America? Indeed, thieves nowadays are getting more and more sophisticated when it comes to their modus operandi. It seems th&#8230;</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/how-to-prevent-identity-theft-say-no-to-thives/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Learn How to Prevent Identity Theft, Avoid Become a Victim.</title>
		<link>http://creditwatchers.info/2008/09/08/learn-how-to-prevent-identity-theft-avoid-become-a-victim/</link>
		<comments>http://creditwatchers.info/2008/09/08/learn-how-to-prevent-identity-theft-avoid-become-a-victim/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:53 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/learn-how-to-prevent-identity-theft-avoid-become-a-victim/</guid>
		<description><![CDATA[Worried about identity theft? Then you must consider getting How to Prevent Identity Theft. What does How to Prevent Identity Theft really means? Most companies who advertise that they help pr&#8230;
]]></description>
			<content:encoded><![CDATA[<p>Worried about identity theft? Then you must consider getting How to Prevent Identity Theft. What does How to Prevent Identity Theft really means? Most companies who advertise that they help pr&#8230;</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/learn-how-to-prevent-identity-theft-avoid-become-a-victim/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Open Question: Are identity theft protection programs really effective?</title>
		<link>http://creditwatchers.info/2008/09/08/open-question-are-identity-theft-protection-programs-really-effective/</link>
		<comments>http://creditwatchers.info/2008/09/08/open-question-are-identity-theft-protection-programs-really-effective/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:52 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/open-question-are-identity-theft-protection-programs-really-effective/</guid>
		<description><![CDATA[And do they truly take care of the consequences associated with identity theft, should it occur?
]]></description>
			<content:encoded><![CDATA[<p>And do they truly take care of the consequences associated with identity theft, should it occur?</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/open-question-are-identity-theft-protection-programs-really-effective/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Open Question: Should I have given the cable company my social security number?</title>
		<link>http://creditwatchers.info/2008/09/08/open-question-should-i-have-given-the-cable-company-my-social-security-number/</link>
		<comments>http://creditwatchers.info/2008/09/08/open-question-should-i-have-given-the-cable-company-my-social-security-number/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:52 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/open-question-should-i-have-given-the-cable-company-my-social-security-number/</guid>
		<description><![CDATA[I ordered Cablevision a few days ago and they never asked for my credit card number but my social security number. I gave it to them, but should I have not done that? Should I be worried??  I&#8217;m really afraid I may have opened myself up to identity theft.
]]></description>
			<content:encoded><![CDATA[<p>I ordered Cablevision a few days ago and they never asked for my credit card number but my social security number. I gave it to them, but should I have not done that? Should I be worried??  I&#8217;m really afraid I may have opened myself up to identity theft.</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/open-question-should-i-have-given-the-cable-company-my-social-security-number/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Open Question: is it illegal to use your ex&#8217;s last name if you were never married isn&#8217;t this identity theft?</title>
		<link>http://creditwatchers.info/2008/09/08/open-question-is-it-illegal-to-use-your-exs-last-name-if-you-were-never-married-isnt-this-identity-theft/</link>
		<comments>http://creditwatchers.info/2008/09/08/open-question-is-it-illegal-to-use-your-exs-last-name-if-you-were-never-married-isnt-this-identity-theft/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:52 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/open-question-is-it-illegal-to-use-your-exs-last-name-if-you-were-never-married-isnt-this-identity-theft/</guid>
		<description><![CDATA[ex&#8217;s name isn&#8217;t used on any legal documents like child suport, taxes, or voters registration but is used on everything else
]]></description>
			<content:encoded><![CDATA[<p>ex&#8217;s name isn&#8217;t used on any legal documents like child suport, taxes, or voters registration but is used on everything else</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/open-question-is-it-illegal-to-use-your-exs-last-name-if-you-were-never-married-isnt-this-identity-theft/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Open Question: Can someone take a look at this and hopefully help?</title>
		<link>http://creditwatchers.info/2008/09/08/open-question-can-someone-take-a-look-at-this-and-hopefully-help/</link>
		<comments>http://creditwatchers.info/2008/09/08/open-question-can-someone-take-a-look-at-this-and-hopefully-help/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:52 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/open-question-can-someone-take-a-look-at-this-and-hopefully-help/</guid>
		<description><![CDATA[I have a quiz our professor gave us, and there are literally 250 questions on it.  I have to work and do not have time to finish it.  Can you guys take a look at a few questions I have posted below and help?&#8217;
1. When a company such as Ben &#38; Jerry’s collects [...]]]></description>
			<content:encoded><![CDATA[<p>I have a quiz our professor gave us, and there are literally 250 questions on it.  I have to work and do not have time to finish it.  Can you guys take a look at a few questions I have posted below and help?&#8217;</p>
<p>1. When a company such as Ben &amp; Jerry’s collects objective information about how the company’s activities affect its various stakeholders, Ben &amp; Jerry’s is conducting a(n) _____.<br />
 A. performance evaluation<br />
B. social audit<br />
C. organizational analysis<br />
D. environmental analysis </p>
<p>2. Green marketing focuses on improving the environment by<br />
 A. advertising products to environmentally conscious consumers.<br />
B. using more packaging materials.<br />
C. hiring companies to dispose of waste products.<br />
D. developing new products. </p>
<p>3. According to the consumer “bill of rights,” the Nutrition Education and Labeling Act protects which “consumer right” ?<br />
 A. the right to be heard<br />
B. the right to be informed<br />
C. the right to sue<br />
D. the right to low prices </p>
<p>4. When a company establishes diversity initiatives, it is adopting a(n) _____.<br />
 A. educational program<br />
B. jobs program<br />
C. affirmative action program<br />
D. training program </p>
<p>5. Pollution is _____.<br />
 A. the unproductive use of land.<br />
B. the contamination of the natural environment by the discharge of harmful substances<br />
C. the effects of global warming<br />
D. the disappearance of the Brazilian rainforests </p>
<p>6. During the 1960s, mounting concern about workplace hazards resulted in the passage of the _____.<br />
 A. Food, Drug, and Cosmetic Act of 1938<br />
B. Magnuson-Moss Warranty Act of 1975<br />
C. Occupational Safety and Health Act of 1970<br />
D. Nutrition Education and Labeling Act of 1990 </p>
<p>7. _____ is a movement that put pressure on businesses to consider consumer needs and interests.<br />
 A. Boycotting<br />
B. Collective bargaining<br />
C. Consumerism<br />
D. Picketing </p>
<p>8. In order for a business to be considered ethical it must ______.<br />
 A. pursue profits and be a good citizen<br />
B. not cause harm to others and pursue profits<br />
C. compete fairly and honestly, communicate truthfully, and not cause harm to others<br />
D. obey all laws and regulations </p>
<p>9. The job of looking out for a company’s investors falls on its _____.<br />
 A. management<br />
B. board of directors<br />
C. auditors<br />
D. stakeholders </p>
<p>10. The study of the relationship between organisms and the natural environment is known as _____.<br />
 A. etiology<br />
B. entomology<br />
C. enology<br />
D. ecology </p>
<p>11. Which of the following is a common factor that influences the ethical behavior of businesspeople?<br />
 A. labor unions<br />
B. cultural differences<br />
C. organizational structure<br />
D. organizational design </p>
<p>12. Johnson &amp; Johnson gives the World Wildlife Fund a cut from sales of a special line of children’s toiletries. This is an example of _____.<br />
 A. public relations<br />
B. marketing citizenship<br />
C. community service<br />
D. cause-related marketing </p>
<p>13. A criminal activity in which criminals steal personal information and use it to take out loans and commit other fraud is called _____.<br />
 A. insider trading<br />
B. check kiting<br />
C. racketeering<br />
D. identity theft </p>
<p>14. Ethics is defined as ______.<br />
 A. the canons of moral behavior that are adopted by decision makers in an organization<br />
B. the principles and standards of moral behavior that are accepted by society as right versus wrong<br />
C. the norms of behavior that each individual must follow to preserve social order<br />
D. the application of moral standards to business situations </p>
<p>15. The Latin expression caveat emptor means<br />
 A. let the buyer beware.<br />
B. that buyers are protected by the company.<br />
C. profits are less important than protecting consumers.<br />
D. profits are the stakeholders’ rewards. </p>
<p>16. A farmer learns that the herbicides he uses on his crops are accumulating in nearby wetlands, which in turn may cause environmental damage. In considering whether to suspend the use of these herbicides, the farmer is locked in a(n) _____.<br />
 A. moral dilemma<br />
B. ethical dilemma<br />
C. ethical lapse<br />
D. moral lapse </p>
<p>17. Buying or selling a company’s stock based on information that outside investors lack is known as ______.<br />
 A. insider trading<br />
B. creative accounting<br />
C. misrepresentation<br />
D. conflict of interest </p>
<p>18. Aragon Systems is a maker of computers. In an attempt to obtain trade secrets from its key rival, Aragon is prepared to offer a lucrative compensation package to its rival’s leading software engineer. Aragon’s conduct is considered to be _____.<br />
 A. socially irresponsible<br />
B. unethical<br />
C. ethical<br />
D. illegal </p>
<p>19. Which of the following situations is an example of a conflict of interest?<br />
 A. Company A purchases from Company B, which is owned or controlled by an executive from Company A.<br />
B. Company A sells to Company B, which has no apparent ties to Company A.<br />
C. Company A offers a trade discount on goods bought by Company B, which is a standard buying practice in the industry.<br />
D</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/open-question-can-someone-take-a-look-at-this-and-hopefully-help/feed/</wfw:commentRss>
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		<item>
		<title>Open Question: Why do people buy into the whole illegals do the jobs Americans wouldn&#8217;t do?</title>
		<link>http://creditwatchers.info/2008/09/08/open-question-why-do-people-buy-into-the-whole-illegals-do-the-jobs-americans-wouldnt-do/</link>
		<comments>http://creditwatchers.info/2008/09/08/open-question-why-do-people-buy-into-the-whole-illegals-do-the-jobs-americans-wouldnt-do/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:51 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/open-question-why-do-people-buy-into-the-whole-illegals-do-the-jobs-americans-wouldnt-do/</guid>
		<description><![CDATA[that&#8217;s not a good reason to let all heck break loose and allow illegals to come here.
what about all the down sides to this.
-increase identity theft
-increase crime (and countless americans murdered at the hands of illegals)
-illegals get better healthcare than our OWN poor
-as we are entering into a depression like state, illegals are costing us [...]]]></description>
			<content:encoded><![CDATA[<p>that&#8217;s not a good reason to let all heck break loose and allow illegals to come here.</p>
<p>what about all the down sides to this.</p>
<p>-increase identity theft<br />
-increase crime (and countless americans murdered at the hands of illegals)<br />
-illegals get better healthcare than our OWN poor<br />
-as we are entering into a depression like state, illegals are costing us our tax dollars and jobs that, hello!!, our poor people STILL do.</p>
<p>so we are costing hard working AMERICANS their money, their lives, just so illegals can have a &#8220;better&#8221; life?</p>
<p>are those that support illegals just trying to buy some time until our country has been taken over my mexicans and we are at an all out war with them over our land?</p>
<p>today its just &#8220;press one for english&#8221; tomorrow it will be &#8220;learn spanish or get out&#8221; or &#8220;press 2 for english&#8221;.</p>
<p>why do people buy into the whole &#8220;trying to better their lives&#8221;? our own poor cant even better their own lives sometimes. and you dont see protests about that.</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/open-question-why-do-people-buy-into-the-whole-illegals-do-the-jobs-americans-wouldnt-do/feed/</wfw:commentRss>
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		<item>
		<title>Open Question: How to help an adult that is emotionaaly abused by his parents?</title>
		<link>http://creditwatchers.info/2008/09/08/open-question-how-to-help-an-adult-that-is-emotionaaly-abused-by-his-parents/</link>
		<comments>http://creditwatchers.info/2008/09/08/open-question-how-to-help-an-adult-that-is-emotionaaly-abused-by-his-parents/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 06:50:51 +0000</pubDate>
		<dc:creator>creditws</dc:creator>
		
		<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://creditwatchers.info/2008/09/08/open-question-how-to-help-an-adult-that-is-emotionaaly-abused-by-his-parents/</guid>
		<description><![CDATA[Met a man (37 yrs old) who I believe to be the victim of emotional abuse by his parents.  He made some mistakes and they are threatening to charge him with identity theft charges if he doesn&#8217;t do every little thing they tell him.  He is not allowed to see his girlfriend, has [...]]]></description>
			<content:encoded><![CDATA[<p>Met a man (37 yrs old) who I believe to be the victim of emotional abuse by his parents.  He made some mistakes and they are threatening to charge him with identity theft charges if he doesn&#8217;t do every little thing they tell him.  He is not allowed to see his girlfriend, has to be in bed by a certain time, is not allowed to close his bedroom door except when he takes a shower and goes to sleep and is not allowed to leave his parents property.  He isn&#8217;t even allowed to speak to his girlfriend.  His father threatens to search his truck to see if he has any snuff,,,,,,they&#8217;ve taken that privilege away too.  I don&#8217;t know where to advise him to seek help&#8230;I just know this is horrible.</p>
]]></content:encoded>
			<wfw:commentRss>http://creditwatchers.info/2008/09/08/open-question-how-to-help-an-adult-that-is-emotionaaly-abused-by-his-parents/feed/</wfw:commentRss>
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